I am not used to appealing for help but here goes. I am a mother of 3 grown boys. I have lived threw some hard times (havent we all). Somehow I have always gotten threw.
Most of my life I have worked taking care of others. As a teenager I cared for animals and babysat for neighbors. I latter got certified and worked taking care of the elderly in their homes and at several differnt nursing homes. When I got married I started working in the nursery at our church also teaching Awana to the Cubbies.(pre-school age). When I had my first child I opened my home to take care of others children while they went off to work. The little arch Day Care....where my focus was on learning how to be kind to others, to respect people, nature and things. I believed in play and structured and unstructured learning threw play and activities. I have always loved children, elderly and animals. I would still be taking care of children today but I had some unfortunate cercomstances in my life.....which ended with diagnosis of Mental Illness (depression,Panic anxiety dissorder) Fibromyalgia and narcolepsy. Today I am 50 and on Social security dissability. Trying to live on 1000. a month and hang on to my home.
I fell behind on my taxes and my mortgage paid them up current but also brought my small mortgage payment of 233. a month to 623.00. I am on medicare and have perscription assistance, but medicare doesnt cover as much as one would think. I qualified for Minnesota assistance then my boys grew up. I qualified for Qualified Med Assistance....but part of that program covers my Medicare med premium of 100.00 .....so It raised my income to 1000. a month which is too much. so they put me on a spend down program that I now need to pay the first $333.00 of my medical costs a month first then they will cover the rest...Is this in sane? I do go regular to several doctors to manage my illnesses but who can pay 333.00 a month in medical bills. That is a problem I am trying to work out but it isnt really the pressing issue im facing today.
My air conditioner went out a couple years ago and I found a condenser at a reuse it center a year or more ago. Funds prevented me from getting it installed so It has just been sitting in the garage. To better my financial situation I am renting out a couple rooms and that is helping with the added expenses that have happend recently, if that only worked as well as I hoped. This economy...my renters have lost jobs...turned out to be more problems because of addictions....and so on. Finally I think I have a couple good renters in here. One woman also on Social security and struggling and a 40 year old man recovering from alcoholism...he has 1 year!!!Yea!
Now back to my air conditioning. My oldest was supposed to be able to install it but he told me I still needed a evaporator coil and a line set. Also possibly free on to charge the system. I have been looking on craigs list and calling Hvac places and the lowest cost I have found is 450.00 for just the coil and lineset. I am now searching for low income grants for home owners to help me but gosh I think I need help sorting threw that whole tangled mess...lol. That is where I found this sight. So I thought ok I will humble myself...and here I am.
I also have another pressing issue. With out going into great detail. A few years ago I met a man who I truely thought was my happily ever after. He moved up here and he worked in the painting trade. Work was slow and thinking he was as invested as I was I agreed that with all this free time on his hands to take out a mortgage on my paid for home....35,000. later. That is where my small mortgage came in. He started projects around the house that needed to be done....but also many that didnt....like a shed and a 20 ft deck. Well he never did actively seek out work he had no plans too. He said he was too old to change professions and wasnt going to work for nothing when the UNION SHOULD BE CALLING HIM BACK SOON..... well the money ran out. All of a sudden his brother in Texas wanted him to come down and help him with his buisness. I over herd the conversation he was having to find out he was planning on leaving as soon as his brother sent up some money. I hadnt even been aware of the request. So ok...I agreed since he was going to send money but all changed when the Hurricane went threw the shipping channel and galvaston where his mother lived so I sent him down on the little bit of money I had. He never came back.
My home owners insurance doubled from 700 a year to 1500 so I changed providers.....then an inspector came here to take pictures only to inform my my deck is not conforming. It has no rails and I have been given a month to get it right.
hmmmmmmm
I am hoping that a grant will cover that cost too but.....I really dont know. If anyone has some solutions for me.......someone to call regaurding home grants...cheep cheep cheep supplies...... I have nothing really to trade...unless I could do some data entry or something to do with computor or phone? I could make a home cooked meal? Meals? Your laundry?
Well thats it....my plee. I am a good listener....if anyone just needs a friend. I am not sure what else I need to do here...do I list my e-mail?
